About Commericial Banking Advance

Businesses need funds for establishment, growth and development. Banks remain as the main pillar for financing business activities. There is an increased need for qualified individuals who possess requisite skills and significant knowledge in banking in these fast moving, globalized financial markets.

This module aims at providing a basic insight about banking operations and to acquaint the learners with various banking related services. This module is made especially for those who are interested to know about the industry and its functioning.

Why should one enroll in this course?
  • Have a basic understanding about banking operations.
  • To get acquainted with various banking related services.
  • Understand the clearing, settlement and risk management of the product.
  • To Learn the Fundamentals of Banking
  • Know the regulatory environment in which Banking operate in India.
Who will benefit from this course?
  • Students aspiring for Banking as a career
  • Bankers
  • Employees of Call Centres / BPOs of Banks
  • Teachers of Financial Courses & Professionals
  • Anybody having Interest in this field
Course Details

Duration: 30 hours (15 days)

Fees: Rs. 15000/-

Refund of fees: Rs.5000/- if examination cleared in first attempt.

Second attempt for examination additional: Rs. 2100/-

Contents of this course

Day 1 – Introduction To Banking
  • Fundamental Role and Evolution
    1. India
    2. United States
  • Banking Structure in India
  • Licensing of Banks in India
  • Branch Licensing
  • Foreign Banks
  • Private Banks – Capital and Voting Rights
  • Dividend
  • Corporate Governance
Day 2 – Banking and the Economy
  • Cash Reserve Ratio (CRR)
  • Statutory Liquidity Ratio (SLR)
  • Repo and Reverse Repo
  • Open Market Operations
  • Security Valuation
  • Capital Account Convertibility
Day 3 – Bank Deposit, Nomination And Deposit Insurance
  • Kinds of Deposits
    1. Demand Deposits
    2. Term Deposits
    3. Hybrid Deposits / Flexi Deposits
    4. Non-Resident Accounts
  • Joint Accounts
  • Nomination
  • Closure of Deposit Accounts
  • Deposit Insurance
Day 4 – Other Banking Services
  • Fund-based Services
    1. For Business
    2. For Individuals
  • Non-Fund-based Services
    1. For Business
    2. For Individuals
  • Money Remittance Services
    1. Demand Draft / Banker's Cheque / Pay Order
    2. National Electronic Funds Transfer (NEFT)
    3. Real Time Gross Settlement (RTGS)
    4. Society for Worldwide Interbank Financial Telecommunications (SWIFT)
  • Banking Channels
Day 5 – Bank Customer Relationship
  • Roles of Banks
    1. Bank as Debtor
    2. Bank as Creditor
    3. Bank as Bailee
    4. Bank as Agent
    5. Bank as Lessor
    6. Bank as Executor / Trustee
  • Bankers' Obligation of Secrecy
    1. Disclosure under Law
    2. Disclosure based on customer's consent
    3. Disclosure with Credit Information Bureaus
    4. Disclosure with Business Correspondent / Business Facilitater (BC/BF)
    5. Disclosure in Bankers' Interest
Day 6 – Security Creation
  • Pledge
  • Hypothecation
  • Mortgage
    1. Simple Mortgage
    2. Mortgage through Conditional Sale
    3. Usufructuary Mortgage
    4. English Mortgage
    5. Equitable Mortgage / Mortgage by Deposit of Title Deeds
    6. Anomalous Mortgage
  • Assignment
Day 7 – NPA And Securitisation
  • Non-Performing Assets
  • NPA Categories
    1. Sub-Standard Assets
    2. Doubtful Assets
    3. Loss Assets
  • NPA Provisioning Norms
    1. Loss Assets
    2. Doubtful Assets
    3. Sub-standard Assets
    4. Standard Assets
  • SARFAESI Act
    1. Securitisation
    2. Asset Re-construction
    3. Enforcement of Security Interest
    4. Central Registry
    5. Resolution of Disputes
    6. Debt Recovery Tribunal (DRT)
    7. Appellate Tribunal
Day 8 – Understanding A Bank's Financials
  • Balance Sheet
  • Profit and Loss Account
  • CAMELS Framework
Day 9 – Basel Framework
  • Bank for International Settlements (BIS)
  • Basel Accords
Day 10 – Regulatory Framework Part One
  • Anti-Money Laundering and Know Your Customer
    1. Money Laundering
    2. Terrorist Financing
    3. Know Your Customer (KYC)
    4. Customer Risk Categorisation (CRC)
    5. Customer Identity and Due Diligence
    6. Wire Transfers
  • Banking Ombudsman Scheme, 2006
Day 11 – Regulatory Framework Part Two
  • Indian Contract Act, 1872
    1. Proposal and Promise
    2. Agreement and Contract
    3. Appropriation of Payments
    4. Effect of Novation / Rescission
    5. Breach of Contract
    6. Indemnity and Guarantee
    7. Principal and Agent
  • Sale of Goods Act, 1930
    1. Goods
    2. Documents of title to goods
    3. Sale and Agreement to Sell
    4. Condition and Warranty
    5. Implied Undertakings
    6. Passing of property
    7. Unpaid Seller
  • Negotiable Instruments Act, 1881
    1. Negotiable Instrument
    2. Promissory Note
    3. Bill of Exchange
    4. Cheque
    5. Holder and Holder in due course
    6. Negotiation
    7. Endorsement / Indorsement
    8. General Crossing of Cheque
    9. Special Crossing of Cheque
    10. When payable
    11. Payment in due course
    12. Dishonour
    13. Dishonour of Cheque for insufficiency of funds (Sec 138)
  • 11.4 The Limitation Act, 1963
Day 12 – Recap & Revision
Day 13 – Recap & Revision
Day 14 – Recap & Revision
Day 15 – Recap & Revision

FAQ's

1. 1. You are eligible for a refund until the course / specialization launches on the platform however kindly note 25% reduction will be done on the amount paid if applied for cancellation.

2. You are not eligible for a refund after earning a Course Certificate, even if you complete a course in a short period.

3. Rs.5000/- will be refunded as a token of reward if examination is cleared in first attempt.

Yes—to enroll in an individual course, search for the course title in the catalog.

Yes, kindly contact Nathani Finance

15 Days Classroom Training

1 Day for Examination

New Batch admission will start every month.

No specific background is required for this course, anybody can join having interest in this Industry.

Although you can take the courses in any order, however we do recommend that you follow the suggested sequence of courses

Yes, Successful candidates will be rewarded the Certificate by the below mentioned organisations post clearing the exams.

Nathani Institute Pvt. Ltd.

National Stock Exchange Ltd.